Care Costs & Funding

Clear costs.
Personal care.
No unnecessary confusion.

Understanding the cost of care should feel simple and reassuring. At House of Care, we are open about our starting prices and take time to explain the support available to you and your family.

Hourly Home Care From £23/hour Flexible support in the comfort of your own home.
Live-in Care From £1,100/week Personalised support for those who need more continuous care.
Clear starting prices Understand the likely cost from the beginning.
Personalised care plans Support shaped around individual needs and routines.
No one-size-fits-all care We take time to understand what really matters.
Comparing Care Costs

What does care at home really cost?

When you’re looking into care at home for yourself or someone you love, one of the first questions that comes up is: “How much will this actually cost?” Across the UK, most families funding care privately can expect to pay somewhere between £26 and £38 an hour, with a typical average of around £30–£32. Live-in care often costs £1,250–£1,500 a week.

Compared with moving into a care home, staying at home can feel more personal and may offer better value when support needs are moderate. Care-home fees for self-funders frequently start at around £1,000–£1,500 a week—and can be higher for nursing care. However, residential care may not offer the same level of one-to-one, personalised attention. For this reason, many families prefer the flexibility of home care, which allows someone to remain in familiar surroundings with support tailored to them.

Hiring a carer directly can look cheaper on paper, but it means taking on all the employment responsibilities yourself—including tax, insurance, holiday cover and finding a replacement when someone is unavailable—as well as the risk of limited or no vetting. An agency handles all of that for you.

That’s why many people are pleasantly surprised when they discover House of Care Ltd. Our rates start from just £23 an hour—noticeably lower than the typical private average and many other agencies—and from £1,100 per week for live-in care, because we aim to support as many people as possible. We also keep our care teams small and consistent, so clients see the same familiar faces. This reduces disruption and helps us work efficiently without ever cutting corners on quality or warmth. Where appropriate, we also work alongside doctors, nurses and specialists to support medical continuity.

At the end of the day, the right care should feel like a genuine partnership, not just another bill. We encourage you to gather a few quotes, ask about visit lengths and any extra charges, and speak to your local authority about possible funding if that applies. When you’re ready, we’d love to chat about how House of Care can offer high-quality, personalised support at a more accessible price—so you or your loved one can stay comfortably at home without the cost feeling overwhelming.

Our Starting Prices

Care that fits around your life

Every person's circumstances are different. Our starting prices give you a clear idea of cost, while your final quotation is based on the care and support that is right for you.

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Live-in Care

From
£1,100 / week

Dedicated support for people who would like to continue living safely and comfortably in familiar surroundings.

Personalised day-to-day support
Personal care and daily routines
Meal preparation
Companionship and reassurance
Medication support
Care built around your lifestyle
Ask About Live-in Care
A little note about our prices: Prices shown are starting prices. The final cost will depend on your individual needs, the type and level of support required, when care is needed and your personalised care plan. We will explain the agreed costs clearly before care begins.
Personalised Care

Why can care costs vary?

Care should never feel like a standard package. We look at the person, their routines and the support that will make everyday life safer and more comfortable.

How much support you need

The number and length of visits, or whether more regular support is required, can affect the final cost.

Your individual needs

We consider personal care, mobility, routines, preferences and the support that matters most to you.

When care is needed

Overnight support, weekends, bank holidays or other individual arrangements may affect your rate.

Help With Care Costs

Understanding care funding

Paying for care can sometimes feel complicated. Depending on your needs and financial circumstances, help towards the cost of care may be available.

1

Local Authority Support

Your local council can carry out a care needs assessment to understand the support you may need.

If you are eligible for help, a financial assessment may then determine whether the council can contribute towards your care costs.

Read NHS guidance →
2

Personal Budgets & Direct Payments

If your council agrees that you are eligible for support, you may receive a personal budget towards your care and support needs.

In some circumstances this may be provided as a Direct Payment, giving you more choice over how eligible care is arranged.

Read about Direct Payments →
3

NHS Continuing Healthcare

Some adults with significant ongoing healthcare needs may qualify for NHS Continuing Healthcare, often referred to as NHS CHC.

Eligibility is based on an assessment of the person's overall health and care needs.

NHS Continuing Healthcare →
4

Benefits & Other Support

Depending on your circumstances, benefits such as Attendance Allowance may help with some of the additional costs associated with care.

Eligibility depends on individual circumstances, so always check the latest official guidance.

Check Attendance Allowance →
Paying Privately

Self-funding your care

You do not have to wait for council funding before arranging care privately.

Many families choose to arrange and pay for care themselves because it gives them greater flexibility over when care starts, the level of support provided and how their care is arranged.

Even if you expect to pay privately, you can still ask your local council for a care needs assessment.

Unsure which route is right for you?

You do not need to have everything worked out before speaking to us.

Speak to Our Care Team
Getting Started

Finding the right care starts with a conversation

You do not need to know exactly what type of care you need before getting in touch.

1

Talk to us

Tell our friendly team about your situation, routines and the kind of support you are considering.

2

Free care assessment

We take time to understand the person, their preferences and the level of support that may be appropriate.

3

Your personalised plan

We explain your care arrangements and agreed costs clearly before your care begins.

Common Questions

Questions about care costs

A few simple answers to questions families often ask when arranging home care.

How much does hourly home care cost?

House of Care's hourly home care starts from £23 per hour. The final cost depends on your individual care needs and arrangements.

How much does live-in care cost?

Our live-in care starts from £1,100 per week. We will provide a personalised quotation after discussing the level of support required.

Will I know the cost before care begins?

Yes. We believe in being open about care costs. Your agreed care arrangements and charges will be explained clearly before your service begins.

Can my local council help pay for home care?

Possibly. Your council may contribute towards eligible care after a care needs assessment and, where appropriate, a financial assessment.

Can Direct Payments be used for home care?

If you are eligible for council-funded support, a personal budget may sometimes be provided through Direct Payments. Your local authority can explain what options are available in your circumstances.

What if I do not know what type of care is needed?

That is completely fine. Many families contact us before they know exactly what kind of support would be best. Speak to our team and we can help you understand the next steps.

Looking for care, or simply unsure where to begin?

You do not need to have everything worked out before contacting us. Talk to our friendly team and we can help you understand your care options, likely costs and the next steps.

info@houseofcare.org.uk   •   Cleveland House, 116 Cleveland St, Birkenhead CH41 3RB

Prices shown are starting prices and are subject to an individual care assessment. Funding information is provided for general guidance only. Eligibility and funding decisions are made by the relevant local authority, NHS body or government agency.